Consumer credit licence

Under the Consumer Credit Act 1974 most businesses that offer credit or lend money to consumers, or allow customers time to pay for goods and services, must be authorised with the Financial Conduct Authority.

The following types of business must be licensed:

• Consumer credit
• Consumer hire
• Debit adjusting and debt counselling
• Debt collecting
• Credit reference agencies
• Canvassing credit off trade premises

For more information on credit licences, to find out whether your business needs to be licensed and to apply for or renew a credit licence please visit the the Financial Conduct Authority

Flintshire Trading Standards Service will advise any Flintshire based business on all aspects of the consumer Credit Act and the credit advertising regulations. If you require advice about credit and your business please contact us.

Citizens Advice (new window)

Contact us

Consumer Advice Telephone: 03454 040506

Trading Standards Telephone: 01352 703181

Email: trading.standards@flintshire.gov.uk

Postal and Visit Address:

Flintshire County Council Trading Standards Service,
Ty Dewi Sant,
St David's Park,
Ewloe,
Flintshire
CH5 3FF

Our office hours are 8.30 to 17:00 Monday to Friday.